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To All the Single Ladies! How New Lending Rules Are Leveling the Playing Field for Single Home Buyers

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Recently, new lending guidelines are making it easier for single, non-married individuals. The introduction of new lending rules has been a game-changer, offering a more equitable platform for these buyers. These changes are making the dream of homeownership more accessible and fair for single home buyers. Understanding the New Lending Rules Historically, the lending environment has been skewed in favor of married couples or joint borrowers, often leaving single applicants at a disadvantage. The new rules, however, introduce several key changes: Income Consideration : Lenders are now required to consider a wider range of income sources, including part-time jobs, freelance income, and even potential rental income from a portion of the property. This is particularly beneficial for single buyers who may rely on diverse income streams. Debt-to-Income Ratio Flexibility : The revised regulations offer more leniency in the debt-to-income (DTI) ratio. This shift acknowledges that single buyers...

Safety Tips in the new Age of AI

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At Marr / Elliott & Associates we LOVE technology! New innovations are happening daily so its an exciting time to be alive! We always strive to navigate you through the real estate procuring or divesting process by making everything as simple and effective as possible. Whether a buyer or a seller at the Lake of the Ozarks we want to make the process as smooth as possible, that can include the use of AI platforms or devices, but here are some helpful tips to protect yourself in the new AI landscape!    (Pictured here, "a friendly robot and a scary one" created by bing.com  AI image creator)                                          1. Understand the Technology:    - Educate yourself about how AI works, its capabilities, and its limitations. Knowing what AI can and cannot do will help you make informed decisions. Understand that the AI is...

Marr / Elliott & Associates, Certified in Luxury at the Lake of the Ozarks

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Sophia Marr & Amber Elliott both continue to earn the Million Dollar Guild award with proven sales each year in the top 10% of their market. Recognized as the mark of accomplishment in luxury markets around the world, the Certified Luxury Home Specialist designation assures affluent buyers and sellers that the agents who have earned it have the knowledge, experience, competence, and confidence they require. Marr / Elliott & Associates..Where passion meets professionalism. 573-302-3617 RE/MAX Lake of the Ozarks                                                                                          

Lakefront Living at The Ledges Condominium Complex, Lake of the Ozarks

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Embrace the Lake Life at The Ledges Condominium Complex, Lake of the Ozarks Nestled in the heart of the stunning Lake of the Ozarks, The Ledges condominium complex offers a relaxing escape into a world of natural beauty, leisure, and serenity. With its prime location in Osage Beach, this remarkable complex is a haven for those seeking a harmonious blend of lakeside living and modern comforts. Discover Osage Beach's Hidden Gem The Ledges Condominium Complex boasts a perfect location surrounded by the unparalleled beauty of the Lake of the Ozarks. Located at the 20-mile marker with cove protection from the Lake's main channel, residents and visitors are treated to the lakes waters, lush landscapes, and captivating sunsets. Whether you're an avid water sports enthusiast or simply want to soak in the tranquility of lakeside living, The Ledges is the ideal destination to create lasting memories. A World of Amenities With 241 meticulously designed condominium units ranging from t...

Marr/Elliott & Associates - Where Passion Meets Professionalism!

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Marr / Elliott & Associates, where passion meets professionalism at the Lake! Call us at 573-302-3617  

Castle Ruins at Ha Ha Tonka State Park

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The history of the castle at HaHa Tonka State Park is as fascinating as the landscape itself. The castle, known as the "Stone Ruins," was the dream of a wealthy Kansas City businessman named Robert McClure Snyder. In the early 20th century, Snyder purchased nearly 5,000 acres of land around the Lake of the Ozarks and began constructing his vision of a grand European-style castle. The construction of the castle began in 1905 and involved skilled stonemasons brought over from Europe. The structure was built with locally quarried stone, adding to its authentic charm. Tragically, before the castle could be completed, a fire broke out in 1942, destroying much of the interior and leaving behind the haunting stone ruins we see today. After Snyder's death, the land was eventually acquired by the state of Missouri and established as HaHa Tonka State Park in 1978. The castle ruins became one of the park's main attractions, drawing visitors from far and wide to marvel at its a...

864 Eagle Drive, a stunning retreat!

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Welcome to 864 Eagle Drive, a stunning retreat nestled in the serene community of Four Seasons, Missouri. This exquisite home presents an unparalleled opportunity to own a slice of paradise in one of the most sought-after locations in the area. Situated on a generous lot, this meticulously maintained residence offers a perfect blend of comfort, elegance, and natural beauty. As you step inside, you'll be greeted by a warm and inviting ambiance that sets the tone for the entire home. The open-concept floor plan seamlessly connects the living, dining, and kitchen areas, providing an ideal space for entertaining family and friends. The living room is bathed in natural light streaming through large windows, offering breathtaking views of the surrounding landscape. Cozy up by the fireplace on cooler evenings or step out onto the expansive deck to soak up the sunshine and enjoy the fresh air. The deck spans the rear of the home, providing ample room for outdoor dining, lounging, and hosti...